:: Commercial Insurance Products ::
Below is a list of the commercial insurance products we provide.
We also offer a comprehensive range of personal insurance products.
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:: All Risks (Property & Business Interruptions) ::
Covers accidental physical loss or destruction or damage to property other than by an excluded cause. -
:: Business Package ::
Comprehensive insurance packages (Office, Retail or Commercial) specially designed for selected business activities to protect against Fire, Business Interruption, Burglary, Workmen's Compensation, Public Liability etc. -
:: Consequential Loss ::
Protects your business against loss of revenue which may lead to total business collapse or financial ruin in the event of a Fire or other perils. -
:: Contractor's All Risks/Erection All Risks ::
Covers all risks during the construction period for contract works against loss or damage to property and third party liability for accidental bodily injury or property damage in connection with the performance of the contract, other than by an excluded cause. -
:: Directors' & Officers' Liability ::
This policy provides cover for directors and officers against their potential exposure to the personal liability which can arise in the course of performing their duties to pay damages to third parties who sustain financial losses due to the wrongful acts of the directors or officers in their respective capacities as directors and officers of their company.
If you are interested in a premium indication, please send us your latest audited financial statements. -
:: Electronic Equipment ::
This policy provides an all risks cover mainly for computers, data processing equipment and office equipment. -
:: Fire & Business Interruption ::
Fire - The policy covers loss, destruction or damage to property insured arising out of fire, lightning and named perils.
Business Interruption - Covers Loss of Gross Profits or Revenue, Wages, Increased Cost of Working following business interruption as a result of a loss or destruction insured under a Material Damage insurance policy. The Material Damage policy may be insured against (a) Fire & Extraneous Perils or (b) All Risks. -
:: Hospital & Surgical ::
Your incurred medical expenses including deductions made from your MediSave and MediShield accounts will be paid for by a H&S insurance. -
:: Machinery & Equipment ::
Covers your machinery & equipment against any unforeseen and sudden physical loss or damage. -
:: Marine ::
Money Insurance cover the loss of Money in your office premise, in locked safe or while in transit. -
:: Money ::
Money Insurance cover the loss of Money in your office premise, in locked safe or while in transit. -
:: Motor ::
Insurance The ultimate protection for a complete peace of mind on the roads. -
:: Personal Accident ::
Coverage includes accident-related injuries, death and permanent disabilities. It can also be tailored to include other benefits like accident medical reimbursement, emergency medical evacuation or hospital allowance. -
:: Product Liability ::
A manufacturer may be held liable for bodily injury or damage to property of others caused by defective products. The cover under this policy operates in respect of liabilities arising out of the use of specific product. Policies are issued subject to maximum limits of indemnity. -
:: Professional Indemnity ::
This policy provides cover for professionals against their legal liability to pay damages to third parties who have sustained financial losses due to the professional negligence of the Insured or their employees. -
:: Public Liability ::
This cover provides indemnity to an Insured for his legal liabilities as well as legal liabilities of his representatives and employees arising in connection with the Insured's business, carried out at and from the specific place of business. Liabilities for bodily injury and damage to property of others are covered subject to specified maximum limits arising out of one occurrence. Legal costs and other charges and expenses are also payable when incurred, subject to Insurance Company's written consent. -
:: Theft ::
It protects your business against loss due to property stolen from your premises. -
:: Travel ::
24 hours protection worldwide and a peace of mind when you are traveling. No age-limit, no deductibles and terrorism cover is included. -
:: Workmen's Compensation ::
An employer may be legally liable to provide compensation to his workers and their dependants for personal injury/death by accident arising out of and during the course of employment. The liability may rise out of the Workmen's Compensation legislation or at Common Law. The Workmen's Compensation policy covers the employer for such liabilities in respect of specified workers and is compulsory as per Section 23 of the Workmen's Compensation Act 1975, in Singapore.